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Personal Credit Cards

Choose the Card that's Right for You

With our Mastercard® Platinum and World credit card options, you get hometown convenience, worldwide acceptance, and great benefits. Plus, enjoy a


0% Introductory Rate for 12 months
on purchases, balance transfers and cash advances*

PLATINUM CLASSIC

  • No Annual Fee
  • Platinum Mastercard® Benefits

 
 
 

platinum payback

  • No Annual Fee
  • Earn 1% Cash Back with Everywhere Rewards
  • Platinum Mastercard® Benefits
 
 

platinum preferred

  • No Annual Fee
  • Earn 1 point for each $1 you spend with Everywhere Rewards
  • Platinum Mastercard® Benefits
 
 

world

  • $35 Annual Fee ($29 for each additional card)
  • Earn 1% Cash Back or Everywhere Rewards points
  • Platinum Mastercard® Benefits plus Travel & Lifestyle Services and more as a World cardholder

 

world elite

  • $299 Annual Fee ($49 for each additional card)
  • Earn 1% Cash Back or Everywhere Rewards points
  • Benefits of the World Mastercard® plus Travel Rewards® and more as a World Elite cardholder

 






















Compare Personal Credit Cards



Get 0% APR* for 12 months on purchases, balance transfers and cash advances with a new consumer credit card account.


*0% introductory APR for the first 12 months on purchases, balance transfers and cash advances from the date of opening. After that, the variable rate will be 16.24% to 25.24% for purchases and balance transfers, and 19.99% to 29.24% for cash advances, based on your creditworthiness. There is a balance transfer fee of either $10 or 4% of the amount of each transfer, whichever is greater. A cash advance fee of either $10 or 5% of the cash advance, whichever is greater. Some balance transfer limitations apply. Foreign transaction fees may apply, see terms and conditions for rate, fee or other cost information. Annual fees are as follows: Platinum products - $0; World - $35 and $29 for each additional card; World Elite - $299 and $49 for each additional card. Offer may be withdrawn at any time.
 
Applicants must be at least 18 years of age and be a U.S. citizen or resident alien residing in the U.S. 
 
Card Assets is licensed by Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated. Credit cards are subject to credit approval. Card Assets is a division of First Arkansas Bank and Trust, which is the issuer for these Consumer Mastercard credit cards. For more information on rates and terms, please visit your local branch.

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